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Personal Finance


Top 7 Ways to Save on Household Expenses

07 Oct 08

Top 7 Ways to Save on Household Expenses
Running a household is an expensive affair, but there are lots of things that you can do to minimize the cost. Here are the top seven:
1. Bundle Your Services
Have Internet, phone and cable service? Move all of your accounts  

By Erin Huffstetler, About.com

How to create a budget?

07 Oct 08

How to create a budget?

Creating a budget may not sound like the most exciting thing in the world to do, but it is vital in keeping your financial house in order. Before you begin to create your budget it is important to realize that in order to be  

By Jeremy Vohwinkle, About.com

Think before you go into debt

09 Oct 08

Think before you go into debt
Going into debt is a big decision. When you have debt, your life options start to become far more limited. Debt comes in many forms - credit cards , hire purchase , mortgages , personal loans… There's no shortage of people out  

sorted.org.nz

Saving

09 Oct 08

Saving
Decided you want to get saving? Great. This section contains tools to help you. Learning to be a regular saver is a giant leap towards getting your finances sorted. You'll find tools here to help you with different types of saving - saving for a specific goal  

sorted.org.nz

Pay off debt or save?

09 Oct 08

Pay off debt or save?
Should you pay off your debt faster or start saving now? As a rule, it makes sense to try to pay back your loans as fast as possible before you start saving – particularly if you have high interest debt like hire purchase  

sorted.co.nz

Income

09 Oct 08

Income
How much you spend isn’t the only important part of your budget. How much you earn (your income) also has a big impact on whether you can create a surplus to put towards saving or paying off debt .

Why you need to grow your income  

sorted.org.nz

8 Rules of Spending

09 Oct 08

8 Rules of Spending
The small everyday spending decisions you make can have a big impact on your cashflow and your future net worth . If you can't afford to pay cash, always ask yourself if you really need the item you're buying. If you use EFTPOS remember  

sorted.org.nz

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